Home Protection Plan
 
Benefits
 
A. Household Contents
 
  Maximum Limit(HKD)
Covers "All risks": fire, explosion, flooding, theft & accidental damage
  $1,000,000 & $100,000 / item
Valuables
  $100,000 & $10,000 / item
Replacement of damaged locks keys due to burglary or attempted burglary
  $2,000
Loss / damage to household property while being temporarily removed
  $50,000
Loss/ damage to contents during the process of household removal
  $50,000
Cost of replacing spoilt frozen food
  $3,000 & $1,000 / item
Temporary accommodations
  $50,000 & $1,500 /day
Removal of debris
  $10,000
Excess: $250 each & every loss
$1,000 water damage of each & every loss
 
 
B1. Personal Liability
  Third party liability
  $2,000,000
 
 
B2. Personal Money
Personal effects
  $15,000 & $5,000 / item
Cash
  $2,500
 
 
C. Employees' Compensation (Optional)
  Domestic Helper
  $100,000,000
Premium:
 $350 per year
 
 
This summary gives only an outline of the insurance cover and any information given herein is subject to the terms and conditions in the actual Policy.