Domestic Helper Insurance Package 
Benefits
1.
Employer’s Liability
 
Employer's legal liability under the Hong Kong Employees' Compensation Ordinance and Common Law.
Maximum Limit – HKD100,000,000
 
2.
Clinical Expenses
 
Reimbursement of clinical expenses incurred by the Domestic Helper due to sickness or accident.
 
3.
Surgical & Hospitalization Expenses
 
Reimbursement of surgical and hospitalization expenses incurred by the Domestic Helper due to sickness or accident
 
4.
Dental Expenses
 
Reimbursement of the dental expenses incurred by the Domestic Helper
 
5.
Personal Accident Benefits
 
Death or Permanent Disablement resulting from accidental injury occurring in Hong Kong during the rest days of the Domestic Helper.
 
6.
Loss of Services Cash Allowance
 
Cash allowance for loss of services commencing from the 4th day of insured Domestic Helper’s confinement in a hospital.
 
7.
Repatriation Expenses
 
a) Emergency Repatriation of the Domestic Helper in the event of serious sickness or injury
b) Post-mortem Treatment and repatriation of mortal remains
 
 
This summary gives only an outline of the insurance cover and any information given herein is subject to the terms and conditions in the actual Policy.