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| Home Protection
Plan |
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| Benefits |
1. |
Home Contents |
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Protects any unforeseen accidental loss or damage such as fire, gas explosion, flooding, burglary or other accidental damage up to HKD1,000,000.00
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2. |
Personal Effects and valuables |
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Loss of or damage to your personal effects happening anywhere in the world
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3. |
Legal Liability |
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Any claims against you or your family members in the event of your negligence causing third party bodily injury or property damage
Maximum Limit : HKD5,000,000.00
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| Major Exclusions |
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1. |
Machines or tools used in workplace or being insured elsewhere. |
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2. |
Wear and tear, mildew, rot, corrosion, rust, gradual deterioration and market depreciation. |
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3. |
Malicious acts committed by You and Your Family. |
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4. |
Contact lenses |
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5. |
Mobile phones and PDA |
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6. |
Productions detained by the customs and relevant governmental staff |
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7. |
Properties contained in or on verandas, balconies, patios, terraces, forecourts which are in the open generally |
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8. |
An aerial or the satellite receiver |
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9. |
Theft or malicious damage if your home is unoccupied for more than 45 consecutive days. |
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10. |
Theft from any unattended, convertible or open vehicle. |
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This
summary gives only an outline of the insurance
cover and any information given herein is subject
to the terms and conditions in the actual Policy.
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